Explainability first
Every score carries a per-factor contribution breakdown, so credit committees and auditors can trace exactly why a borrower landed in a band.
Deepesh Verma and Company
Credit risk intelligence for India's next lending decade
Deepesh Verma and Company is the software studio behind RiskIQ AI — an explainable alternative credit scoring platform used by NBFCs, lenders and fintech credit teams to assess borrowers with bureau, financial, banking and alternative data.
How we work
Built for Indian credit teams
Designed around CIBIL-style bureau scores, NBFC underwriting queues, thin-file self-employed borrowers and rupee-denominated exposure limits.
Analyst-in-the-loop
We deliver AI-assisted assessments for analyst review — never automated lending decisions — with a full audit trail on every status change.
What we build
- RiskIQ AI — explainable 0–1000 credit risk scoring and PD estimation
- Alternative-data underwriting for thin-file and self-employed borrowers
- Bank statement analysis, bureau connectors and portfolio monitoring
- Agent and MCP integrations for credit workflows
Get in touch
For pilots, partnerships or procurement, use the contact form on our pricing page and our team responds within one business day.
Contact the team