Pilot
Free
Prototype evaluation
Evaluate explainable scoring on a small book before committing.
- Up to 50 assessments
- Deterministic rule-engine scoring
- Portfolio dashboard & underwriting queue
- Sandbox bureau connector
- Single analyst seat
Plans for credit teams of every size
Start free on the Pilot tier, or talk to our team about a rollout across your underwriting desk. Indicative prototype pricing — all tiers carry the AI-assisted, for-analyst-review disclaimer and full model reproducibility.
Credit team
₹49,000
per month, billed annually
For in-house credit teams running daily underwriting.
- Unlimited assessments
- Alternative-data factors & AI copilot
- AI bank statement extraction
- Configurable weights, bands & PD ranges
- Audit trail and PDF risk reports
- Up to 15 analyst seats
Enterprise NBFC
Custom
Annual contract
For regulated lenders with their own models and bureau contracts.
- External ML model API with versioned re-runs
- Live CIBIL / Experian / Equifax connectors
- Custom risk bands and credit policy rules
- SSO, role controls and data residency review
- Dedicated onboarding and support
Compare plans
| Capability | Pilot | Credit team | Enterprise NBFC |
|---|---|---|---|
| Assessments per month | 50 | Unlimited | Unlimited |
| Scoring engine | Rule engine | Rule + logistic model | Bring your own model API |
| Bureau connector | Sandbox | Sandbox + 1 live provider | Multiple live providers |
| Bank statement AI extraction | — | Included | Included |
| Analyst seats | 1 | 15 | Custom |
| Audit trail & reproducibility | Included | Included | Included |
| Support | Community | Business hours | Dedicated manager |
Talk to our team
Tell us about your book, your bureau contracts and the models you already run. We will walk you through a live assessment on your own scenarios and share a rollout plan.
- Is RiskIQ AI a lending decision engine?
- No. Every score, PD estimate and recommendation is an AI-assisted assessment produced for analyst review. Your credit committee makes the lending decision.
- Do you charge for bureau enquiries?
- Bureau enquiry costs are billed by your bureau under your own contract. RiskIQ AI connects to the provider you are already licensed with.
- Can we use our own risk model?
- Yes. Register an HTTPS scoring endpoint in Settings → Model & integrations. Assessments record the model version used, so historical decisions stay reproducible.